How much coverage is provided for firearms in the event of theft under Coverage C Limited Property?

Coverage C in homeowners insurance pertains to personal property, which commonly includes items within the home or on the property. When it comes to firearms, there is typically a specialized limit on the amount of coverage for theft. According to standard homeowners insurance policies, the limit for theft of firearms under Coverage C Limited Property is often set at $2,500. This specific limitation is put in place because firearms can be of significant value and represent a higher risk in terms of theft.

Selecting $2,500 as the coverage amount correctly reflects the standard coverage limits for firearms theft, highlighting a crucial point in understanding how personal property is insured under homeowners policies. It is important for policyholders to be aware of these specific limits as they may need to purchase additional coverage or riders to fully protect valuable items such as firearms.