What is the coverage amount for theft of jewelry, watches, or furs under Coverage C Limited Property?

The coverage amount for theft of jewelry, watches, or furs under Coverage C Limited Property is set at $1,500 per occurrence. This limit reflects the standard maximum for these specific categories within most homeowners insurance policies.

Coverage C, which pertains to personal property, typically includes various limitations and exclusions for certain high-value items, such as jewelry and furs. Insurers recognize that these items are often of substantial value and may be more prone to theft. As a result, they place a cap on the reimbursement amount to manage risk effectively.

The $1,500 limit is significant because it guides policyholders regarding the protection they can expect for high-value personal property. If any item exceeds this coverage limit, it may necessitate additional endorsements or riders to fully insure those specific items against theft or loss, thereby providing enhanced protection.