What type of personal property is not covered under Coverage C?

Coverage C in homeowners insurance specifically relates to personal property within and around the dwelling. This includes a wide range of items, such as furniture, electronics, clothing, and other personal belongings. However, certain categories of property are not covered under this part of the policy.

The correct answer identifies business data stored on paper, which is typically excluded from personal property coverage. Homeowners insurance is designed to cover personal items and not business-related items or data. Therefore, if an individual is using their home for business purposes and stores business data on paper at home, that data would not fall under the protections provided by Coverage C.

In contrast, property located within the home, items lost or stolen while traveling, and furniture and fixtures are indeed covered under Coverage C, as they are considered personal property belonging to the insured and fall within the scope of homeowners insurance coverage.