Which form generally covers personal property under the dwelling policy?

The correct form that generally covers personal property under the dwelling policy is the Broad Form. This insurance policy is designed to provide more extensive coverage than the basic form, particularly for personal property that is not covered under the more limited basic coverage policy.

Broad Form typically covers a wide range of named perils that can damage or destroy personal belongings, which may include risks such as fire, theft, vandalism, and certain types of water damage. This makes it a preferable option for homeowners who wish to have a broader range of protection for their personal property.

The Basic Coverage form has very limited coverage, whereas Comprehensive Coverage generally applies to other types of insurance beyond residential property, focusing instead on liability and more extensive protections. Enhanced Coverage is not a standard term used in the context of dwelling policies and may imply additional endorsements but is not part of the standard forms. Thus, Broad Form is the most appropriate choice for covering personal property within the scope of a dwelling policy.