Which of the following best describes the scope of Coverage C?

Coverage C, or personal property coverage, is designed to protect personal belongings against risks such as theft, vandalism, or damage. The correct choice emphasizes that this coverage is comprehensive, extending beyond the physical confines of the home. It encompasses personal items worldwide, which means that whether the belongings are inside the home, in a storage unit, or even being transported while traveling, they are protected against covered losses.

This global reach is significant because it offers homeowners peace of mind knowing that their personal possessions are safeguarded, no matter where they are situated at the time of a loss. Key items such as jewelry, electronics, and clothing would typically fall under this coverage, regardless of their location.

Understanding this broad inclusivity of Coverage C is crucial for homeowners, as it explicitly demonstrates that the insurance does not limit protection to items solely within the home or to those specified in the policy. This characteristic is a vital component of a well-rounded homeowners insurance policy.